Discover how our home loan services can help
Explore how our comprehensive home loan services can turn your dream of homeownership into reality. From personalized loan options to expert guidance through every step of the process, we are dedicated to making your home-buying journey smooth and successful. Let us help you navigate the complexities of securing a mortgage, so you can focus on finding your perfect home and making it truly yours.
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Eligibility Criteria for home loan
Government Id Proof
Government ID proof is an official document used to verify a person's identity, issued by a government authority.
Indian Bank Account
Income Tax Return File
An Income Tax Return (ITR) file is a document submitted to tax authorities detailing an individual's or entity's income, expenses, and tax liabilities for a specific financial year.
Income proof / Self Employed
Income proof for self-employed individuals verifies earnings, typically through documents like bank statements or tax returns.
CIBIL Score (Optional)
A CIBIL score is a three-digit number representing an individual's creditworthiness, based on their credit history and repayment behavior.
Application Process
Application process involves submitting necessary documents and information to apply for a Home loan

- Submit Your Documents : Simply upload all required files and documents to get started.
- Document Verification : Our team will carefully verify your documents to ensure accuracy and compliance.
- Verification Confirmation : Once your documents have been successfully verified, you'll receive a confirmation.
- Application In Progress : Congratulations! With your documents verified, your application is officially in progress.
Applying for a home loan, ensuring simplicity and ease.
Frequently asked questions while securing a home loan
Find quick answers to your most pressing queries about using Flow for your event planning needs.
What home loan options do you offer?
We offer a variety of home loan options tailored to meet your unique needs, including fixed-rate loans, adjustable-rate loans, and loans with flexible repayment terms. You can explore these options and select the one that fits your financial situation.
Who is eligible for your home loan services?
Eligibility is based on several factors, including age, income, credit score, employment status, and citizenship. You can check your eligibility using our easy-to-follow guidelines.
How can I check my eligibility for a home loan?
You can fill out a simple form with your details, such as your name, age, income, credit score, employment status, citizenship, and the percentage of the down payment you can make. Based on this information, we will assess your eligibility.
What is the minimum income required to apply for a home loan?
The minimum income slab to apply for our home loan services starts from ₹15 Lakhs per annum. We offer different loan options based on your income bracket, with slabs ranging up to ₹91 Lakhs per annum and above.
What credit score do I need to qualify for a home loan?
A good credit score is essential for securing a home loan. While there is no fixed minimum, a higher credit score will help you get better terms and rates on your loan. You can provide your credit score in the eligibility form for an accurate assessment.
What percentage of down payment is required?
We offer home loans with varying down payment requirements, starting from 10%, up to 20% of the total home value. The exact down payment required will depend on your loan terms and eligibility.
How does employment status affect home loan approval?
Employment stability plays a significant role in home loan approval. Whether you are a salaried employee, self-employed, or an entrepreneur, you will need to provide details of your employment status in the eligibility form.
Can non-citizens apply for a home loan?
Yes, certain home loan options are available for non-citizens, provided they meet specific criteria. Please contact our team for more details on loan options for non-citizens.
What is the process for applying for a home loan?
The home loan application process starts by filling out the eligibility form. Once we assess your details, our experts will guide you through the next steps, including loan selection, document submission, and the approval process.
How long does it take to get home loan approval?
The time for approval depends on the completeness of your documents and eligibility. Typically, it takes a few weeks from the submission of the necessary documents to get approval.
Can I get personalized assistance with the loan process?
Yes, we provide expert guidance throughout the entire home loan process, from selecting the best loan option to understanding the paperwork, so you can make informed decisions every step of the way.