Discover how our Car loan services can help
Discover how our car loan services can make driving your dream car a reality. Our tailored loan solutions offer flexible terms and competitive rates to fit your budget. Whether you’re looking to purchase a new or used vehicle, our team of experts is here to guide you through the entire process—from choosing the right loan to securing the best deal. With our streamlined application process and personalized support, we make financing your ideal car simple and stress-free. Let us help you get behind the wheel of the car you’ve always wanted, with confidence and ease.
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Eligibility Criteria for Car loan
Government Id Proof
Government ID proof is an official document used to verify a person's identity, issued by a government authority.
Indian Bank Account
Income Tax Return File
An Income Tax Return (ITR) file is a document submitted to tax authorities detailing an individual's or entity's income, expenses, and tax liabilities for a specific financial year.
Income proof / Self Employed
Income proof for self-employed individuals verifies earnings, typically through documents like bank statements or tax returns.
CIBIL Score (Optional)
A CIBIL score is a three-digit number representing an individual's creditworthiness, based on their credit history and repayment behavior.
Application Process
Application process involves submitting necessary documents and information to apply for a Car loan

- Submit Your Documents : Simply upload all required files and documents to get started.
- Document Verification : Our team will carefully verify your documents to ensure accuracy and compliance.
- Verification Confirmation : Once your documents have been successfully verified, you'll receive a confirmation.
- Application In Progress : Congratulations! With your documents verified, your application is officially in progress.
Applying for a Car loan, ensuring simplicity and ease.
Frequently asked questions while securing a car loan
Find quick answers to your most pressing queries about using Flow for your event planning needs.
What types of car loans do you offer?
We offer a variety of car loan options designed to meet different financial needs, including loans for both new and used vehicles. Our flexible repayment terms and competitive interest rates ensure you can find the right fit for your budget.
Who is eligible for your car loan services?
Eligibility is determined by factors such as age, income, credit score, employment status, citizenship, and the down payment you can provide. Our straightforward criteria make it easy to check if you qualify.
How can I check my eligibility for a car loan?
You can fill out a simple form with details like your name, age, income slab, credit score, employment status, citizenship, and down payment percentage. We will review your information to determine your eligibility.
What is the minimum income required to apply for a car loan?
The minimum income slab to apply for our car loan services is ₹15 Lakhs per annum. We offer loan options for different income levels, with slabs extending up to ₹91 Lakhs and above.
What credit score do I need to apply for a car loan?
A good credit score is an important factor in qualifying for a car loan. While there is no fixed minimum, a higher credit score will help you get more favorable loan terms. You can provide your credit score in the eligibility form to get an accurate assessment.
What down payment is required for a car loan?
We offer car loans with varying down payment options, starting at 10% and going up to over 20% of the car’s value. The specific down payment required will depend on your loan terms and financial profile.
How does employment status affect car loan approval?
Your employment status—whether you are salaried, self-employed, or an entrepreneur—can influence your car loan approval. A stable income is a key factor in the loan approval process.
Can non-citizens apply for a car loan?
Yes, certain loan options are available for non-citizens who meet specific criteria. Our team can provide more information on the details and requirements for non-citizens.
What is the process for applying for a car loan?
The application process begins with filling out the eligibility form. Once your details are reviewed, our team will guide you through the remaining steps, including selecting the best loan, submitting documents, and finalizing the approval.
How long does it take to get car loan approval?
The approval timeline typically depends on how quickly you submit the necessary documents and meet eligibility criteria. On average, the process takes a few days to a couple of weeks.
Do you offer personalized assistance during the loan process?
Yes, our dedicated team of experts is here to assist you throughout the car loan process. We provide personalized support, from choosing the right loan option to understanding the terms, ensuring a smooth and stress-free experience.
Can I apply for a loan to purchase a used car?
Absolutely. We offer loan solutions for both new and used vehicles, with terms and rates designed to help you finance your dream car.